
Cmb Blake Duncan
Capital Markets is my passion. I began my career working for the origination side and the foreclosure... | Glen Allen, Virginia, United States
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Cmb Blake Duncan’s Emails cm****@ci****.com
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Cmb Blake Duncan’s Location Glen Allen, Virginia, United States
Cmb Blake Duncan’s Expertise Capital Markets is my passion. I began my career working for the origination side and the foreclosure side of the mortgage business. Although they were great opportunities to gain a start in the mortgage industry, they did not feel right for me. Since the first day I sat on a lock desk, I realized Capital Markets was where I wanted to be. Throughout my journey working in this field, I have obtained my master’s degree and Certified Mortgage Banker (CMB) certification from the MBA. These have helped hone my knowledge in the Capital Market field. I pride myself with the career I have built in the Capital Markets field. I started as a lock desk associate level 1 then progressed to a level 2. I further launched my career as a pricing analyst which lead me to becoming the pricing and lock desk manager, as well as earning a role as an Assistant Vice President and currently Vice Pesident. My strong work ethic, eye for detail, and understanding of general and comprehensive knowledge in the Capital Markets area are some of the many attributes that have made my achievements possible. I have been blessed thus far in my career to work for and with organizations and managers that have seen these skills and help elevate my career. My primary focus revolves around pricing calculator execution, retail margin management and lock desk management. Pricing Calculator execution involves best execution modeling, margin inputs, managing MBS TBA pricing links, output in the form of rate sheets and managing the vendor relationship to where pricing is posted each day. Retail Margin Management involves meeting with Executive leadership each day and providing my recommendation of margin inputs for the daily pricing. This recommendation considers pricing position, lock targets, gain on sale, and ROB3 expectations. Lock Desk Management includes managing a diverse team of individuals. I ensure my employees are equipped with the tools they need to get their jobs done efficiently. I also oversee pipeline management of active locks, floating applications, and closed loans. This includes managing multiple different requests for current locks (product changes, matrix changes, lock transfers, etc), managing potential system issues, ensuring all locks are current and accurate, giving our hedgers the cleanest pipeline to hedge. I also possess extensive skills with excel, SQL, tableau, macros, QRM and process management.
Cmb Blake Duncan’s Current Industry Citizens
Cmb
Blake Duncan’s Prior Industry
D And D Home Inspections
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Village Bank
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Brand Mortgage
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Citizens
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Work Experience

Citizens
VP Margin and Pricing Manager
Sat Oct 01 2022 00:00:00 GMT+0000 (Coordinated Universal Time) — Present
Citizens
AVP Pricing and Lock Desk Manager
Sun Sep 01 2019 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Oct 01 2022 00:00:00 GMT+0000 (Coordinated Universal Time)
Citizens
Pricing and Profitability Analyst
Mon May 01 2017 00:00:00 GMT+0000 (Coordinated Universal Time) — Sun Sep 01 2019 00:00:00 GMT+0000 (Coordinated Universal Time)
Citizens
HM Pipeline Management Specialist
Sun Dec 01 2013 00:00:00 GMT+0000 (Coordinated Universal Time) — Mon May 01 2017 00:00:00 GMT+0000 (Coordinated Universal Time)
Brand Mortgage
Mortgage Banker
Sat Dec 01 2012 00:00:00 GMT+0000 (Coordinated Universal Time) — Sun Dec 01 2013 00:00:00 GMT+0000 (Coordinated Universal Time)
Village Bank
Mortgage Loan Officer
Tue Feb 01 2011 00:00:00 GMT+0000 (Coordinated Universal Time) — Thu Nov 01 2012 00:00:00 GMT+0000 (Coordinated Universal Time)
D And D Home Inspections
Mortgage Home Inspector
Tue Jan 01 2008 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Jan 01 2011 00:00:00 GMT+0000 (Coordinated Universal Time)